{"id":39370,"date":"2025-03-14T15:30:35","date_gmt":"2025-03-14T20:30:35","guid":{"rendered":"https:\/\/acl.com.ec\/?p=39370"},"modified":"2025-03-14T15:37:19","modified_gmt":"2025-03-14T20:37:19","slug":"jubilacion-en-ecuador-opciones-y-requisitos-del-iess","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/jubilacion-en-ecuador-opciones-y-requisitos-del-iess\/","title":{"rendered":"Jubilaci\u00f3n en Ecuador: Opciones y requisitos del IESS"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"39370\" class=\"elementor elementor-39370\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Jubilaci\u00f3n en Ecuador: Opciones y requisitos del IESS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e21775e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e21775e\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-09d6cf5\" data-id=\"09d6cf5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f45c883 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f45c883\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 class=\"text-lg md:text-base\"><strong>Existen varias posibilidades para jubilarse del <a href=\"https:\/\/acl.com.ec\/en\/iess-el-gasto-en-pensiones-jubilares-aumentara-en\/\">IESS<\/a>.<\/strong><\/h5><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">Cuando un trabajador llega a determinada edad o cumple a\u00f1os de labores en una empresa puede tener la posibilidad de optar por una pensi\u00f3n vitalicia en Ecuador, esto es lo que se conoce como\u00a0jubilaci\u00f3n.<\/p><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">Todo trabajador en relaci\u00f3n de dependencia es afiliado al Instituto Ecuatoriano de Seguridad Social (IESS), de igual manera tambi\u00e9n se lo puede hacer de manera voluntaria.<\/p><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">Acogerse a la jubilaci\u00f3n por vejez es la opci\u00f3n m\u00e1s com\u00fan para retirarse en Ecuador.<\/p><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">Esta es la edad que se requiere en Ecuador para jubilarse:<\/p><div class=\"overflow-x-auto md:overflow-hidden\"><table class=\"prose-table\"><tbody><tr><th style=\"text-align: center;\">Edad<\/th><th style=\"text-align: center;\">Imposiciones<\/th><th style=\"text-align: center;\">A\u00f1os de aportaci\u00f3n<\/th><\/tr><tr><td>Sin l\u00edmite de edad<\/td><td>480 imposiciones o m\u00e1s<\/td><td style=\"text-align: center;\">40 o m\u00e1s<\/td><\/tr><tr><td>60 a\u00f1os o m\u00e1s<\/td><td>360 imposiciones o m\u00e1s<\/td><td style=\"text-align: center;\">30 o m\u00e1s<\/td><\/tr><tr><td>65 a\u00f1os o m\u00e1s<\/td><td>180 imposiciones o m\u00e1s<\/td><td style=\"text-align: center;\">15 o m\u00e1s<\/td><\/tr><tr><td>70 a\u00f1os o m\u00e1s<\/td><td>120 imposiciones o m\u00e1s<\/td><td style=\"text-align: center;\">10 o m\u00e1s<\/td><\/tr><\/tbody><\/table><\/div><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">Dentro de las opciones en la instituci\u00f3n se encuentra:<\/p><ul class=\"prose-list\"><li>Jubilaci\u00f3n por Invalidez que incluye subsidio transitorio por incapacidad;<\/li><li>Jubilaci\u00f3n ordinaria por vejez;\u00a0<\/li><li>Jubilaci\u00f3n por discapacidad.<\/li><\/ul><p class=\"prose-text\" data-mrf-recirculation=\"Links article\">La jubilaci\u00f3n se otorga tras ingresar una solicitud a la instituci\u00f3n. La asignaci\u00f3n mensual para cada jubilado se calcula con base en tres factores:<\/p><ul class=\"prose-list\"><li>La edad del afiliado en el momento de jubilarse<\/li><li>Los a\u00f1os de aportes<\/li><li>El promedio de sueldos de los cinco mejores a\u00f1os<\/li><\/ul><p><strong>Fuente: <a href=\"https:\/\/www.eluniverso.com\/\" target=\"_blank\" rel=\"noopener\">El Universo<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1120100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1120100\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6aa6f3a\" data-id=\"6aa6f3a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d4b6f6 elementor-widget elementor-widget-text-editor\" data-id=\"4d4b6f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Ante cualquier duda, comun\u00edquese con nosotros<\/p><p style=\"text-align: center;\">info@acl.com.ec<br \/>(+593) 99 734 9372<\/p><p>\u00a1S\u00edganos en Redes Sociales!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9be424 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"a9be424\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div 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data-id=\"93245ab\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f4056c6\" data-id=\"f4056c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-023d54c\" data-id=\"023d54c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bd2a22 elementor-widget elementor-widget-text-editor\" data-id=\"9bd2a22\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Advertencia.<\/strong> El bolet\u00edn de ACL Auditores y Consultores Latam no es ni podr\u00e1 ser utilizado como asesor\u00eda u opini\u00f3n legal, en vista de que se trata de un documento netamente informativo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-064b73e\" data-id=\"064b73e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Jubilaci\u00f3n en Ecuador: Opciones y requisitos del IESS Existen varias posibilidades para jubilarse del IESS. Cuando un trabajador llega a determinada edad o cumple a\u00f1os de labores en una empresa puede tener la posibilidad de optar por una pensi\u00f3n vitalicia en Ecuador, esto es lo que se conoce como\u00a0jubilaci\u00f3n. Todo trabajador en relaci\u00f3n de dependencia [&hellip;]<\/p>","protected":false},"author":4,"featured_media":39371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[14,23,21],"tags":[],"class_list":["post-39370","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-noticias-acl","category-contabilidad","category-laboral","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/39370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=39370"}],"version-history":[{"count":4,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/39370\/revisions"}],"predecessor-version":[{"id":39375,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/39370\/revisions\/39375"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/39371"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=39370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=39370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=39370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}