{"id":38010,"date":"2024-06-24T16:09:28","date_gmt":"2024-06-24T21:09:28","guid":{"rendered":"https:\/\/acl.com.ec\/?p=38010"},"modified":"2024-06-24T16:25:50","modified_gmt":"2024-06-24T21:25:50","slug":"actualiza-tu-proyeccion-de-gastos-personales-2024","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/actualiza-tu-proyeccion-de-gastos-personales-2024\/","title":{"rendered":"Actualiza tu proyecci\u00f3n de gastos personales 2024"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"38010\" class=\"elementor elementor-38010\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Actualiza tu proyecci\u00f3n de gastos personales 2024<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e21775e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e21775e\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-09d6cf5\" data-id=\"09d6cf5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f45c883 elementor-widget elementor-widget-text-editor\" data-id=\"f45c883\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong>La planificaci\u00f3n financiera es fundamental para mantener una econom\u00eda personal saludable y organizada.<\/strong><\/h5><p>Con el inicio del 2024, es esencial que los contribuyentes actualicen sus proyecciones de gastos personales y cargas familiares.<\/p><h5><strong>Pasos para Actualizar tu Informaci\u00f3n Financiera<\/strong><\/h5><p>Revisi\u00f3n de la Proyecci\u00f3n de Gastos<\/p><p>Es crucial revisar y actualizar la proyecci\u00f3n de gastos personales para el pr\u00f3ximo a\u00f1o. Los rubros a considerar incluyen:<\/p><ul><li>Salud<\/li><li>Educaci\u00f3n (Arte y Cultura)<\/li><li>Vivienda<\/li><li>Alimentaci\u00f3n<\/li><li>Vestimenta<\/li><li>Turismo Nacional<\/li><\/ul><h5><strong>Registro de la Remuneraci\u00f3n Mensual Unificada<\/strong><\/h5><p>La remuneraci\u00f3n mensual unificada debe multiplicarse por el tiempo permanecido en el lugar de trabajo durante 2024. Esto es necesario para calcular correctamente los montos proyectados para cada uno de los rubros mencionados.<\/p><h5><strong>Inclusi\u00f3n de Cargas Familiares<\/strong><\/h5><p>Es necesario registrar todas las cargas familiares, que incluyen:<\/p><ul><li>Padres<\/li><li>C\u00f3nyuge o pareja en uni\u00f3n de hecho<\/li><li>Hijos hasta los 21 a\u00f1os de edad<\/li><li>Hijos con discapacidad sin importar la edad<\/li><\/ul><p><strong>Nota Importante:<\/strong> Las cargas familiares no deben percibir ingresos gravados que superen un salario b\u00e1sico unificado (SBU).<\/p><h5><strong>Plazos de Actualizaci\u00f3n<\/strong><\/h5><p>La informaci\u00f3n de gastos personales y cargas familiares puede ser actualizada durante los meses de junio y septiembre.<\/p><p>Es vital realizar esta actualizaci\u00f3n dentro de los plazos establecidos para asegurar la exactitud de las proyecciones financieras.<\/p><h5><strong>Normativa sobre Cargas Familiares<\/strong><\/h5><p>Es importante recordar que en ning\u00fan caso, dos o m\u00e1s contribuyentes podr\u00e1n considerar a una misma persona como carga familiar dentro del mismo periodo fiscal.<\/p><h5>Descarga del Formulario<\/h5><p>Para facilitar este proceso, el Servicio de Rentas Internas, ha dispuesto un formulario que los contribuyentes pueden descargar en el siguiente enlace: <a href=\"https:\/\/www.sri.gob.ec\/formularios-e-instructivos\" target=\"_blank\" rel=\"noopener\">Formulario de Actualizaci\u00f3n.<\/a><\/p><p>Mantener las finanzas personales organizadas y actualizadas no solo contribuye al bienestar econ\u00f3mico, sino que tambi\u00e9n prepara a los individuos para enfrentar cualquier eventualidad futura.<\/p><p>Para m\u00e1s informaci\u00f3n y asesor\u00eda personalizada, no dudes en <a href=\"https:\/\/api.whatsapp.com\/send\/?phone=593997349372&amp;text&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">contactarnos<\/a>.<\/p><p>En ACL, estamos comprometidos con tu bienestar financiero.<\/p><p><strong>Fuente: <a href=\"https:\/\/acl.com.ec\/en\/\">Audit &amp; Co. Latam<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1120100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1120100\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6aa6f3a\" data-id=\"6aa6f3a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d4b6f6 elementor-widget elementor-widget-text-editor\" data-id=\"4d4b6f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div 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elementor-widget-spacer\" data-id=\"00520dd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93245ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93245ab\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f4056c6\" data-id=\"f4056c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-023d54c\" data-id=\"023d54c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bd2a22 elementor-widget elementor-widget-text-editor\" data-id=\"9bd2a22\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Advertencia.<\/strong> El bolet\u00edn de ACL Auditores y Consultores Latam no es ni podr\u00e1 ser utilizado como asesor\u00eda u opini\u00f3n legal, en vista de que se trata de un documento netamente informativo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-064b73e\" data-id=\"064b73e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Actualiza tu proyecci\u00f3n de gastos personales 2024 La planificaci\u00f3n financiera es fundamental para mantener una econom\u00eda personal saludable y organizada. Con el inicio del 2024, es esencial que los contribuyentes actualicen sus proyecciones de gastos personales y cargas familiares. Pasos para Actualizar tu Informaci\u00f3n Financiera Revisi\u00f3n de la Proyecci\u00f3n de Gastos Es crucial revisar y [&hellip;]<\/p>","protected":false},"author":4,"featured_media":38012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[14,23,20],"tags":[],"class_list":["post-38010","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-noticias-acl","category-contabilidad","category-tributario","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/38010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=38010"}],"version-history":[{"count":4,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/38010\/revisions"}],"predecessor-version":[{"id":38017,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/38010\/revisions\/38017"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/38012"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=38010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=38010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=38010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}