{"id":33408,"date":"2022-07-15T06:00:00","date_gmt":"2022-07-15T11:00:00","guid":{"rendered":"https:\/\/acl.com.ec\/?p=33408"},"modified":"2022-07-14T13:49:36","modified_gmt":"2022-07-14T18:49:36","slug":"seps-norma-para-la-administracion-de-riesgo-ambiental","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/seps-norma-para-la-administracion-de-riesgo-ambiental\/","title":{"rendered":"SEPS presenta Norma para la Administraci\u00f3n de Riesgo Ambiental y Social en el Sector Financiero Popular y Solidario"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"33408\" class=\"elementor elementor-33408\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">SEPS presenta Norma para la Administraci\u00f3n de Riesgo Ambiental y Social en el Sector Financiero Popular y Solidario<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e21775e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e21775e\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-09d6cf5\" data-id=\"09d6cf5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f45c883 elementor-widget elementor-widget-text-editor\" data-id=\"f45c883\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La Superintendencia de Econom\u00eda Popular y Solidaria (SEPS) present\u00f3, este 9 de mayo de 2022, la \u201cNorma de Control para la Administraci\u00f3n del Riesgo Ambiental y Social en las Cooperativas de Ahorro y Cr\u00e9dito y Asociaciones Mutualistas de Ahorro y Cr\u00e9dito para la Vivienda\u201d, que establece las disposiciones para implementar el Sistema de An\u00e1lisis de Riesgos Ambientales y Sociales -SARAS- en los cr\u00e9ditos. La Norma fue desarrollada en colaboraci\u00f3n t\u00e9cnica de un equipo consultor de la Alianza para la Inclusi\u00f3n Financiera (AFI) y con apoyo del Programa de Naciones Unidas para el Desarrollo (PNUD).<\/span><\/p><p><span style=\"font-weight: 400;\">Con ello, se establece las disposiciones para la implementaci\u00f3n del sistema SARAS en los cr\u00e9ditos que otorgan las entidades financieras del sector, en funci\u00f3n a la actividad econ\u00f3mica del socio, cliente o del destino del financiamiento; considerando como elementos complementarios el tama\u00f1o de la actividad financiada, su ubicaci\u00f3n y los impactos ambientales y sociales adversos significativos.<\/span><\/p><p><span style=\"font-weight: 400;\">La implementaci\u00f3n del SARAS en las Cooperativas de Ahorro y Cr\u00e9dito, busca concientizar y cambiar los paradigmas actuales; contemplando al medio ambiente como un socio y no como un elemento de explotaci\u00f3n. Adem\u00e1s, replantea una perspectiva sostenible y sustentable, donde los productos y <a href=\"https:\/\/acl.com.ec\/en\/\">servicios financieros<\/a> pueden ser una herramienta de vital importancia para reducir los efectos del cambio clim\u00e1tico que afectan a nuestro pa\u00eds y al mundo.<\/span><\/p><p><span style=\"font-weight: 400;\">Margarita Hern\u00e1ndez Indic\u00f3 que, en esa misma l\u00ednea, el ente de control tiene un compromiso de trabajo con el Ministerio de Ambiente a trav\u00e9s de un Convenio de Cooperaci\u00f3n para impulsar el desarrollo de finanzas verdes como mecanismo clave de transici\u00f3n hacia una econom\u00eda baja en emisiones de carbono.<\/span><\/p><p><span style=\"font-weight: 400;\">En la presentaci\u00f3n de la Norma, el intendente General T\u00e9cnico de la SEPS, Jorge Moncayo indic\u00f3 que la construcci\u00f3n de esta ha tomado m\u00e1s de dos a\u00f1os y trae beneficios al sector como fomentar el cumplimiento efectivo de sus principios, el acceso a nuevas l\u00edneas de cr\u00e9dito para proyectos de finanzas verdes, contribuir a la reducci\u00f3n de los \u00edndices de pobreza, entre otros.<\/span><\/p><p><span style=\"font-weight: 400;\">La socializaci\u00f3n de la Norma cont\u00f3 con la presencia de representantes de AFI y del PNUD. Adicionalmente, se efectu\u00f3 el panel: \u201cAdministraci\u00f3n del riesgo social y ambiental en las entidades financieras de la econom\u00eda popular y solidaria\u201d en el que intervinieron autoridades de la SEPS, la Red de Finanzas de Desarrollo (RFD) y la Corporaci\u00f3n Nacional de Finanzas Populares y Solidarias (CONAFIPS).<\/span><\/p><p><span style=\"font-weight: 400;\">El lanzamiento se realiz\u00f3 en el marco de la Reuni\u00f3n de trabajo con la AFI sobre Finanzas verdes inclusivas y Estrategias de Inclusi\u00f3n Financiera, que se efectuar\u00e1 del 9 al 12 de mayo, con 80 miembros de pa\u00edses de \u00c1frica, Europa y Am\u00e9rica Central.<\/span><\/p><p>\u00a0<\/p><p><strong>Fuente: <a href=\"https:\/\/www.seps.gob.ec\/\" target=\"_blank\" rel=\"noopener\">Superintendencia de Econom\u00eda Popular y Solidaria (SEPS)<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section 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[&hellip;]<\/p>","protected":false},"author":4,"featured_media":33409,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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