{"id":32874,"date":"2022-05-23T02:06:00","date_gmt":"2022-05-23T07:06:00","guid":{"rendered":"https:\/\/acl.com.ec\/?p=32874"},"modified":"2022-05-20T15:29:38","modified_gmt":"2022-05-20T20:29:38","slug":"la-cesantia-afiliados-con-relacion-de-dependencia","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/la-cesantia-afiliados-con-relacion-de-dependencia\/","title":{"rendered":"La cesant\u00eda, prestaci\u00f3n para los afiliados con relaci\u00f3n de dependencia"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"32874\" class=\"elementor elementor-32874\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">La cesant\u00eda, prestaci\u00f3n para los afiliados con relaci\u00f3n de dependencia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c94526 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c94526\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b56793\" data-id=\"3b56793\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88a88be elementor-widget elementor-widget-text-editor\" data-id=\"88a88be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La cesant\u00eda es un fondo de ahorro obligatorio que acumula el afiliado bajo relaci\u00f3n de dependencia, durante su vida laboral, y al cual accede cuando est\u00e9 cesante o jubilado. Esta suma corresponde al 2% del aporte mensual del trabajador y se encuentra registrada en las cuentas individuales de cesant\u00eda.<\/span><\/p><p><span style=\"font-weight: 400;\">En lo que va de 2022, se beneficiaron con esta prestaci\u00f3n econ\u00f3mica 41.052 afiliados cesantes, para lo cual el Instituto Ecuatoriano de Seguridad Social (IESS) desembols\u00f3 90 millones 977 mil 910 d\u00f3lares.<\/span><\/p><p><span style=\"font-weight: 400;\">Mientras en 2021, solicitaron la devoluci\u00f3n de la cesant\u00eda, 212.484 afiliados cesantes; con un desembolso de 433 millones 450 mil 177 d\u00f3lares.<\/span><\/p><p><span style=\"font-weight: 400;\">Para acceder al fondo de cesant\u00eda, el afiliado debe tener acumuladas 24 aportaciones, no necesariamente simult\u00e1neas; debe esperar dos meses, a partir de la fecha del aviso de salida para enviar la solicitud. El tr\u00e1mite es totalmente virtual, a trav\u00e9s del siguiente link: https:\/\/app.iess.gob.ec\/iess-gestion-cesantia-afiliado-web\/app\/index?comodin=C<\/span><\/p><p><span style=\"font-weight: 400;\">Recuerde, uno de los requisitos para solicitar este fondo es mantener activa una cuenta bancaria personal en el sistema nacional financiero, registrada y autorizada en el IESS; adem\u00e1s, contar con la clave personal, no tener obligaciones patronales pendientes de pago, pr\u00e9stamos quirografarios vigentes o tener vigente una solicitud del seguro de desempleo.<\/span><\/p><p><span style=\"font-weight: 400;\">En el caso de los afiliados que se encuentren cesantes para acceder a la jubilaci\u00f3n o mejora de pensi\u00f3n por vejez, pensiones de invalidez o rentas permanentes totales o absolutas de riesgos del trabajo o los derechohabientes del afiliado fallecido, pueden aplicar inmediatamente la solicitud de devoluci\u00f3n; es decir sin esperar los 60 d\u00edas ni cumplir las 24 aportaciones.<\/span><\/p><p><span style=\"font-weight: 400;\">El plazo para la acreditaci\u00f3n de los recursos del fondo de cesant\u00eda en las cuentas bancarias registradas por el afiliado, es de aproximadamente 15 d\u00edas.<\/span><\/p><p><span style=\"font-weight: 400;\">Tome en cuenta que, tanto la cesant\u00eda como los fondos de reserva, son garant\u00eda para acceder a un <a href=\"https:\/\/acl.com.ec\/en\/prestamos-quirografarios-requisitos\/\">pr\u00e9stamo quirografario<\/a>.<\/span><\/p><p><b>Fuente: <\/b><a href=\"https:\/\/www.iess.gob.ec\/\" target=\"_blank\" rel=\"noopener\"><strong>Instituto Ecuatoriano de Seguridad Social<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1120100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" 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cesant\u00eda, prestaci\u00f3n para los afiliados con relaci\u00f3n de dependencia La cesant\u00eda es un fondo de ahorro obligatorio que acumula el afiliado bajo relaci\u00f3n de dependencia, durante su vida laboral, y al cual accede cuando est\u00e9 cesante o jubilado. Esta suma corresponde al 2% del aporte mensual del trabajador y se encuentra registrada en las [&hellip;]<\/p>","protected":false},"author":3,"featured_media":32875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[26,23],"tags":[],"class_list":["post-32874","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-finanzas","category-contabilidad","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/32874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=32874"}],"version-history":[{"count":5,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/32874\/revisions"}],"predecessor-version":[{"id":32880,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/32874\/revisions\/32880"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/32875"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=32874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=32874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=32874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}