{"id":30907,"date":"2021-12-14T04:45:08","date_gmt":"2021-12-14T04:45:08","guid":{"rendered":"https:\/\/acl.com.ec\/?p=30907"},"modified":"2021-12-14T04:53:28","modified_gmt":"2021-12-14T04:53:28","slug":"norma-sobre-la-informacion-que-deben-difundir-las-entidades-financieras-para-la-concientizacion-del-seguro-de-depositos","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/norma-sobre-la-informacion-que-deben-difundir-las-entidades-financieras-para-la-concientizacion-del-seguro-de-depositos\/","title":{"rendered":"Norma sobre la informaci\u00f3n que deben difundir las entidades financieras para la concientizaci\u00f3n del seguro de dep\u00f3sitos"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"30907\" class=\"elementor elementor-30907\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-medium\">Norma sobre la informaci\u00f3n que deben difundir las entidades financieras para la concientizaci\u00f3n del seguro de dep\u00f3sitos<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d165304 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d165304\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f05cdc0\" data-id=\"f05cdc0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec58019 elementor-widget elementor-widget-text-editor\" data-id=\"ec58019\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Art\u00edculo 1.- Responsables.- Las Instituciones obligadas a cumplir con lo establecido en la presente resoluci\u00f3n son:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Entidades del sector financiero privado.<\/span><\/li><li><span style=\"font-weight: 400;\">Entidades del sector financiero popular y solidario, incluyendo mutualistas y cooperativas<\/span> <span style=\"font-weight: 400;\">correspondientes a los segmentos 1, 2, 3, 4 y 5.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Art\u00edculo 2.- Informaci\u00f3n b\u00e1sica.- La informaci\u00f3n a divulgar respecto al Seguro de Dep\u00f3sitos por parte de las instituciones financieras se\u00f1aladas en el art\u00edculo 1 de la presente resoluci\u00f3n, es la siguiente:<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><ol><li><span style=\"font-weight: 400;\"> Concepto del Seguro de Dep\u00f3sitos.<\/span><\/li><li><span style=\"font-weight: 400;\"> Beneficiarios amparados por el Seguro de Dep\u00f3sitos.<\/span><\/li><li><span style=\"font-weight: 400;\"> Productos protegidos por el Seguro de Dep\u00f3sitos.<\/span><\/li><li><span style=\"font-weight: 400;\"> Monto de cobertura respectivo del Seguro de Dep\u00f3sitos.<\/span><\/li><li><span style=\"font-weight: 400;\"> Tiempo promedio en que acceden los beneficiarios a sus recursos al momento que la instituci\u00f3n financiera se encuentra en liquidaci\u00f3n.<\/span><\/li><li><span style=\"font-weight: 400;\"> Proceso para acceder al pago del Seguro de Dep\u00f3sitos; y.<\/span><\/li><li><span style=\"font-weight: 400;\"> Programas de educaci\u00f3n financiera.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Art\u00edculo 3.- Canales de divulgaci\u00f3n y frecuencia.- Las entidades del sector financiero privado y las del sector financiero popular y solidario difundir\u00e1n la informaci\u00f3n b\u00e1sica descrita en el art\u00edculo 2 de la presente informaci\u00f3n, a trav\u00e9s de los siguientes canales, en funci\u00f3n del segmento al cual pertenecen:<\/span><\/p><ol><li><span style=\"font-weight: 400;\"> P\u00e1gina web.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Redes sociales.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Correo electr\u00f3nico institucional.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Estados de cuenta.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Afiches y roll up.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Pantallas informativas.-<\/span><\/li><li><span style=\"font-weight: 400;\"> Programas de educaci\u00f3n.<\/span><\/li><li><span style=\"font-size: 16px;\">Programas de capacitaci\u00f3n del personal que presta atenci\u00f3n al p\u00fablico respecto al Seguro de Dep\u00f3sitos.-<\/span><\/li><li><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Art\u00edculo 4.- Las entidades del sector financiero privado y las del sector financiero popular y solidario deber\u00e1n enviar semestralmente (hasta el \u00faltimo d\u00eda laborable de junio y diciembre) a la COSEDE un detalle en el cual se se\u00f1alen las acciones ejecutadas respecto al cumplimiento del art\u00edculo 3 de la presente resoluci\u00f3n.<\/span><\/p><p><em><span style=\"font-weight: 400;\">FUENTE:<\/span><span style=\"font-weight: 400;\"> RESOLUCI\u00d3N No. COSEDE-DIR-2021-002<\/span><\/em><\/p><br \/><br \/><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Norma sobre la informaci\u00f3n que deben difundir las entidades financieras para la concientizaci\u00f3n del seguro de dep\u00f3sitos Art\u00edculo 1.- Responsables.- Las Instituciones obligadas a cumplir con lo establecido en la presente resoluci\u00f3n son: Entidades del sector financiero privado. Entidades del sector financiero popular y solidario, incluyendo mutualistas y cooperativas correspondientes a los segmentos 1, 2, [&hellip;]<\/p>","protected":false},"author":3,"featured_media":30918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[21,20],"tags":[],"class_list":["post-30907","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-laboral","category-tributario","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/30907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=30907"}],"version-history":[{"count":11,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/30907\/revisions"}],"predecessor-version":[{"id":30919,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/30907\/revisions\/30919"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/30918"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=30907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=30907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=30907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}