{"id":29313,"date":"2021-10-21T22:53:03","date_gmt":"2021-10-22T03:53:03","guid":{"rendered":"https:\/\/acl.com.ec\/?p=29313"},"modified":"2021-10-21T22:53:03","modified_gmt":"2021-10-22T03:53:03","slug":"registro-de-credito-externo-por-capital-de-trabajo-pago-de-obligaciones-e-importaciones","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/registro-de-credito-externo-por-capital-de-trabajo-pago-de-obligaciones-e-importaciones\/","title":{"rendered":"Registro de cr\u00e9dito externo por capital de trabajo, pago de obligaciones e importaciones"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"29313\" class=\"elementor elementor-29313\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89ed7bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89ed7bc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dba146\" data-id=\"9dba146\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64957c1 elementor-widget elementor-widget-heading\" data-id=\"64957c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-medium\">Registro de cr\u00e9dito externo por capital de trabajo, pago de obligaciones e importaciones\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d165304 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d165304\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f05cdc0\" data-id=\"f05cdc0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec58019 elementor-widget elementor-widget-text-editor\" data-id=\"ec58019\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">El Banco Central del Ecuador registra los cr\u00e9ditos externos por capital de trabajo en divisas pactados por personas naturales o jur\u00eddicas domiciliadas en el pa\u00eds, con entidades financieras, casas matrices y otros residentes fuera del territorio nacional, para la obtenci\u00f3n de un n\u00famero de registro. Se except\u00faan de estos registros los sobregiros en cuentas corrientes. Para el registro de los cr\u00e9ditos externos, el deudor debe presentar la solicitud en el formulario establecido para el efecto, dentro de los 45 d\u00edas calendario contados a partir de la fecha de desembolso, siempre y cuando el plazo de pago de dichas obligaciones se encuentre vigente a la fecha de registro.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Las personas naturales o jur\u00eddicas domiciliadas en el pa\u00eds con deudas por capital de trabajo en divisas pactadas con entidades financieras, casas matrices y otros residentes fuera del territorio nacional deben ser registradas por el Banco Central del Ecuador a trav\u00e9s de la presentaci\u00f3n de los respectivos requisitos en la Direcci\u00f3n Nacional de Sistemas de Pago.<\/span><\/p><h4><span style=\"font-weight: 400; color: #7e9fbb;\">Requisitos Obligatorios:<\/span><\/h4><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Formulario de Registro de Cr\u00e9dito Externo.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Contrato del Cr\u00e9dito. (Documento donde se aprecia el Monto del pr\u00e9stamo y condiciones financieras: tasa de inter\u00e9s, fecha de vencimiento de pagos).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Copia del Estado de Cuenta (Emitido por la Entidad Financiera receptora).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Declaraci\u00f3n juramentada.\u00a0<\/span><\/li><\/ol><p>\u00a0<\/p><p><span style=\"color: #7e9fbb; font-size: 24px; letter-spacing: 0.05em; text-transform: uppercase;\">Requisitos Especiales:<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Documento alternativo al contrato de cr\u00e9dito:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Pagar\u00e9: Documento de confirmaci\u00f3n de deuda por parte del acreedor externo (Emitido por la Entidad Financiera).<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Mensaje SWIFT emitido por la Entidad Financiera.<\/span><\/li><\/ul><p><span style=\"font-weight: 400; color: #000000;\">Documento alternativo al estado de cuenta:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Mensaje SWIFT emitido por la Entidad Financiera.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Documento de certificaci\u00f3n de la Entidad Financiera que demuestre que los fondos ingresaron al Ecuador.<\/span><\/li><\/ul><p><span style=\"font-weight: 400; color: #000000;\">Documento opcional en caso de aplicar:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Copia del nombramiento del Representante Legal, conferida por el responsable del Registro P\u00fablico del pa\u00eds en el que se encuentre domiciliado el acreedor &#8211; persona jur\u00eddica.<\/span><\/li><\/ul><h3><span style=\"font-weight: 400; color: #7e9fbb;\">Formatos y anexos<\/span><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Formulario de Registro de Cr\u00e9dito Externo<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Formulario de Declaraci\u00f3n Juramentada Persona Jur\u00eddica a Persona Jur\u00eddica.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Formulario de Declaraci\u00f3n Juramentada Persona Jur\u00eddica a Persona Natural.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Formulario de Declaraci\u00f3n Juramentada Persona Natural a Persona Jur\u00eddica.<\/span><\/span><a href=\"https:\/\/www.bce.fin.ec\/documents\/pdf\/servicios_bancarios\/FormDECLARJURAM3.doc\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/a><span style=\"font-weight: 400; color: #000000;\">\u00bfC\u00f3mo se realiza el tr\u00e1mite?<\/span><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Presentar formulario de registro de cr\u00e9dito externo con requisitos de acuerdo a la modalidad del cr\u00e9dito, el formulario se descarga de la p\u00e1gina web institucional.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Recibir por correo electr\u00f3nico notificaci\u00f3n para retirar el formulario de cr\u00e9dito externo con n\u00famero de registro y firma autorizada.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Retirar formulario de cr\u00e9dito externo con n\u00famero de registro y firma autorizada.<\/span><\/li><li aria-level=\"1\"><p><span style=\"font-weight: 400; color: #000000;\">El pago por el tr\u00e1mite es una comisi\u00f3n por registro tard\u00edo que es del 0.25% del valor registrado, se ejecuta a partir de los 45 d\u00edas de desembolsado del dinero en la cuenta del usuario, hasta los 180 d\u00edas.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><i><span style=\"font-weight: 400;\">Fuente:\u00a0<\/span><\/i><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Banco Central del Ecuador<\/span><\/i><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/gobecpayments.informatica.gob.ec\/regulaciones\/codificacion-resoluciones-monetarias-financieras-valores-seguros-libro-i-pag1-400\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">Codificaci\u00f3n de Resoluciones Monetarias, Financieras, de Valores y Seguros LIBRO I (Pag1-400) &#8211; Art(s). 30, 31, 32, 33, 34<\/span><\/i><\/a><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/gobecpayments.informatica.gob.ec\/regulaciones\/codigo-organico-monetario-financiero\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">C\u00f3digo Org\u00e1nico Monetario y Financiero &#8211; Art(s). 36, numeral 8<\/span><\/i><\/a><\/li><\/ul><\/li><\/ol><p><br \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1120100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1120100\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container 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[&hellip;]<\/p>","protected":false},"author":3,"featured_media":29316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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