{"id":28832,"date":"2021-08-19T15:34:57","date_gmt":"2021-08-19T20:34:57","guid":{"rendered":"https:\/\/acl.com.ec\/?p=28832"},"modified":"2021-08-19T15:34:57","modified_gmt":"2021-08-19T20:34:57","slug":"incorporacion-en-la-codificacion-de-normas-superintendencia-de-bancos","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/incorporacion-en-la-codificacion-de-normas-superintendencia-de-bancos\/","title":{"rendered":"INCORPORACION EN LA CODIFICACION DE NORMAS SUPERINTENDENCIA DE BANCOS"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

INCORPORACION EN LA CODIFICACION DE NORMAS SUPERINTENDENCIA DE BANCOS<\/b><\/span><\/div>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

CAP\u00cdTULO VI.- NORMAS DE CONTROL DE ACTIVIDADES NO AUTORIZADAS A PERSONAS NATURALES O JUR\u00cdDICAS, DE ACUERDO AL C\u00d3DIGO ORG\u00c1NICO MONETARIO Y FINANCIERO<\/b><\/div>\n

 [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\u00a0<\/span>Art\u00edculo 2<\/b>.-Prohibici\u00f3n.- Est\u00e1 prohibido a las personas naturales o jur\u00eddicas que no forman parte del sistema financiero nacional, para que capten recursos de terceros o realicen en forma habitual, las actividades financieras definidas en el art\u00edculo 143 del COMF, reservadas para las entidades que integran dicho sistema y que se encuentran autorizadas por el organismo de control competente. La misma prohibici\u00f3n establece que esas personas naturales o jur\u00eddicas (entidades no autorizadas a actividades financieras), tampoco pueden hacer publicidad, usar avisos, carteles, recibos, membretes, t\u00edtulos o cualquier otro medio que sugiera que el negocio de las personas mencionadas es de naturaleza financiera.<\/span><\/span><\/p>\n

Art\u00edculo 3.-<\/b> Por las competencias asignadas legalmente, de llegar a conocimiento de la SB por denuncia o por cualquier medio, la Direcci\u00f3n Nacional de Atenci\u00f3n y Educaci\u00f3n al Ciudadano, previa la determinaci\u00f3n de que la persona natural o jur\u00eddica que realiza actividades reservadas a las entidades financieras no se encuentra autorizada por este organismo de control ni por la Superintendencia de Econom\u00eda Popular y Solidaria, comunicar\u00e1 al Procurador Judicial de la Superintendencia de Bancos para que ponga en conocimiento de la Fiscal\u00eda General del Estado, dispondr\u00e1 la publicaci\u00f3n en el portal electr\u00f3nico (p\u00e1gina web) de la Superintendencia de Bancos para que se alerte e informe a la ciudadan\u00eda; y comunicar\u00e1.<\/span><\/p>\n

Art\u00edculo 5.- <\/b>Inspecci\u00f3n.-Corresponde a los procedimientos que les permitan determinar a las Intendencias de Control, o a las Intendencias Regionales seg\u00fan la jurisdicci\u00f3n, verificar que las personas naturales y jur\u00eddicas no autorizadas a realizar actividades financieras, incurren en lo previsto en el art\u00edculo 254 del C\u00f3digo Org\u00e1nico Monetario y Financiero. Las observaciones y recomendaciones se consignar\u00e1n en el informe que para el efecto suscriba el equipo supervisor.<\/span><\/p>\n

Art\u00edculo 7.- <\/b>Dentro del proceso de inspecci\u00f3n, la SB podr\u00e1 requerir informaci\u00f3n a los bancos u otras instituciones bajo su control relativo al manejo y movimiento de cuentas corrientes, libreta de ahorros, dep\u00f3sitos, en moneda nacional o extranjera, sin limitaci\u00f3n alguna y no podr\u00e1 alegarse protecci\u00f3n por sigilo o reserva bancaria.<\/span><\/p>\n

BASE LEGAL:<\/b> RESOLUCI\u00d3N SB-2021-01295 del 5 de julio 2021<\/span><\/em>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

Ante cualquier duda, comun\u00edquese con nosotros<\/span><\/p>\n

info@acl.com.ec<\/a><\/p>\n

\u00a1S\u00edganos en Redes Sociales!<\/strong><\/p>\n

[\/vc_column_text][gem_socials style=\u00bbrounded\u00bb colored=\u00bbcustom\u00bb alignment=\u00bbcenter\u00bb icons_size=\u00bb40″ socials=\u00bb%5B%7B%22social%22%3A%22facebook%22%2C%22url%22%3A%22https%3A%2F%2Fwww.facebook.com%2FACLAUDITCO%2F%3Fepa%3DSEARCH_BOX%22%7D%2C%7B%22social%22%3A%22linkedin%22%2C%22url%22%3A%22https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Facl-auditores-y-consultores-latam-ecuador%2F%3FviewAsMember%3Dtrue%22%7D%2C%7B%22social%22%3A%22instagram%22%2C%22url%22%3A%22https%3A%2F%2Fwww.instagram.com%2Facl_latam%2F%22%7D%2C%7B%22social%22%3A%22youtube%22%2C%22url%22%3A%22https%3A%2F%2Fwww.youtube.com%2Fchannel%2FUCZ-wHjiy6Ss3AwamBWk-HAA%3Fview_as%3Dsubscriber%22%7D%5D\u00bb color=\u00bb#08253d\u00bb][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text] INCORPORACION EN LA CODIFICACION DE NORMAS SUPERINTENDENCIA DE BANCOS [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] CAP\u00cdTULO VI.- NORMAS DE CONTROL DE ACTIVIDADES NO AUTORIZADAS A PERSONAS NATURALES O JUR\u00cdDICAS, DE ACUERDO AL C\u00d3DIGO ORG\u00c1NICO MONETARIO Y FINANCIERO  [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\u00a0Art\u00edculo 2.-Prohibici\u00f3n.- Est\u00e1 prohibido a las personas naturales o jur\u00eddicas que no forman parte del sistema financiero nacional, para que capten recursos […]<\/p>","protected":false},"author":3,"featured_media":28834,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[14],"tags":[],"class_list":["post-28832","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-noticias-acl","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/28832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=28832"}],"version-history":[{"count":0,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/28832\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/28834"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=28832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=28832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=28832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}