{"id":27867,"date":"2021-03-17T20:10:17","date_gmt":"2021-03-18T01:10:17","guid":{"rendered":"https:\/\/acl.com.ec\/?p=27867"},"modified":"2021-03-17T20:10:17","modified_gmt":"2021-03-18T01:10:17","slug":"superintendencia-de-economia-popular-y-solidaria-sube-la-capitalizacion-minima-para-las-cooperativas-de-ahorro","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/superintendencia-de-economia-popular-y-solidaria-sube-la-capitalizacion-minima-para-las-cooperativas-de-ahorro\/","title":{"rendered":"SUPERINTENDENCIA DE ECONOM\u00cdA POPULAR Y SOLIDARIA SUBE LA CAPITALIZACI\u00d3N M\u00cdNIMA PARA LAS COOPERATIVAS DE AHORRO"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

SUPERINTENDENCIA DE ECONOM\u00cdA POPULAR Y SOLIDARIA SUBE LA CAPITALIZACI\u00d3N M\u00cdNIMA PARA LAS COOPERATIVAS DE AHORRO<\/span><\/div>\n

[\/vc_column_text][vc_column_text]Las cooperativas tendr\u00e1n hasta diciembre de 2022 para incrementar su capital social a USD 200.000, seg\u00fan una resoluci\u00f3n de la Junta Monetaria. La Junta de Pol\u00edtica y Regulaci\u00f3n Monetaria y Financiera estableci\u00f3 que el capital social m\u00ednimo para que una cooperativa de ahorro y cr\u00e9dito pueda operar es de USD 200.000. El capital social proviene de los aportes de los socios o accionistas y se sustenta, en la mayor parte de los casos, con certificados de aporte de asociados.<\/span><\/p>\n

Hasta antes de la nueva regulaci\u00f3n, las cooperativas no ten\u00edan un l\u00edmite m\u00ednimo de capital social para operar.<\/span><\/p>\n

En septiembre de 2014, cuando se expidi\u00f3 el C\u00f3digo Org\u00e1nico Monetario y Financiero (Comyf), se estableci\u00f3 que el capital social de las cooperativas tendr\u00eda que ser fijado mediante regulaci\u00f3n por la Junta de Pol\u00edtica y Regulaci\u00f3n Monetaria y Financiera\u00a0 y luego de seis a\u00f1os, la Junta estableci\u00f3 la regulaci\u00f3n.<\/span><\/p>\n

Esto con el fin de que las cooperativas tengan un buen capital social que permita amortiguar cualquier impacto negativo ya sea interno o externo. Adem\u00e1s, se busca ordenar al sector y garantizar que las nuevas cooperativas que se vayan a crear sean viables. En la resoluci\u00f3n 645-2021-F, la Junta Monetaria dice que el capital social de las cooperativas ser\u00e1 variable e ilimitado y su capitalizaci\u00f3n se perfeccionar\u00e1 con el aporte de un nuevo socio o con la resoluci\u00f3n de la Asamblea General que disponga la capitalizaci\u00f3n de los aportes. En caso de que la capitalizaci\u00f3n involucre la transferencia de ahorros o dep\u00f3sitos, har\u00e1 falta la autorizaci\u00f3n previa del socio presentada por escrito, que ser\u00e1 verificada por la Superintendencia de Econom\u00eda Popular y Solidaria (SEPS), seg\u00fan la resoluci\u00f3n. De acuerdo con la SEPS, hasta diciembre de 2020 exist\u00edan en Ecuador 522 cooperativas de ahorro y cr\u00e9dito y mutualistas, con cerca de 8,1 millones de certificados de aportaci\u00f3n.<\/span><\/p>\n

Las cooperativas con menos de USD 200.000 de capital social hasta el 31 de diciembre de 2020 deber\u00e1n cumplir con la capitalizaci\u00f3n m\u00ednima hasta el 31 de diciembre de 2022 con el siguiente cronograma:<\/span><\/p>\n

\u00a0<\/span><\/p>\n

[\/vc_column_text][vc_single_image image=\u00bb27872″ img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb][vc_column_text]En caso de que las cooperativas no cumplieran con el capital social m\u00ednimo (estados financieros), la Superintendencia tomar\u00e1 la informaci\u00f3n del \u00faltimo estado financiero presentado por cada entidad.<\/span><\/p>\n

Fuente:<\/span> www.primicias.ec<\/b><\/a>[\/vc_column_text][vc_column_text]<\/p>\n

Ante cualquier duda, comuniques con nosotros<\/strong><\/p>\n

info@acl.com.ec<\/strong><\/p>\n

\u00a1S\u00edganos en Redes Sociales!<\/strong><\/p>\n

[\/vc_column_text][gem_socials style=\u00bbrounded\u00bb colored=\u00bbcustom\u00bb alignment=\u00bbcenter\u00bb icons_size=\u00bb40″ socials=\u00bb%5B%7B%22social%22%3A%22facebook%22%2C%22url%22%3A%22https%3A%2F%2Fwww.facebook.com%2FACLAUDITCO%2F%3Fepa%3DSEARCH_BOX%22%7D%2C%7B%22social%22%3A%22linkedin%22%2C%22url%22%3A%22https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Facl-auditores-y-consultores-latam-ecuador%2F%3FviewAsMember%3Dtrue%22%7D%2C%7B%22social%22%3A%22instagram%22%2C%22url%22%3A%22https%3A%2F%2Fwww.instagram.com%2Facl_latam%2F%22%7D%2C%7B%22social%22%3A%22youtube%22%2C%22url%22%3A%22https%3A%2F%2Fwww.youtube.com%2Fchannel%2FUCZ-wHjiy6Ss3AwamBWk-HAA%3Fview_as%3Dsubscriber%22%7D%5D\u00bb color=\u00bb#08253d\u00bb][\/vc_column][\/vc_row]<\/p>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text] SUPERINTENDENCIA DE ECONOM\u00cdA POPULAR Y SOLIDARIA SUBE LA CAPITALIZACI\u00d3N M\u00cdNIMA PARA LAS COOPERATIVAS DE AHORRO [\/vc_column_text][vc_column_text]Las cooperativas tendr\u00e1n hasta diciembre de 2022 para incrementar su capital social a USD 200.000, seg\u00fan una resoluci\u00f3n de la Junta Monetaria. La Junta de Pol\u00edtica y Regulaci\u00f3n Monetaria y Financiera estableci\u00f3 que el capital social m\u00ednimo para que […]<\/p>","protected":false},"author":3,"featured_media":27875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[14],"tags":[],"class_list":["post-27867","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-noticias-acl","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/27867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=27867"}],"version-history":[{"count":0,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/27867\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/27875"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=27867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=27867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=27867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}