{"id":27498,"date":"2021-02-10T10:02:52","date_gmt":"2021-02-10T15:02:52","guid":{"rendered":"https:\/\/acl.com.ec\/?p=27498"},"modified":"2021-02-10T10:02:52","modified_gmt":"2021-02-10T15:02:52","slug":"reporte-de-ventas-a-credito-a-la-superintendencia-de-bancos-dinardap","status":"publish","type":"post","link":"https:\/\/acl.com.ec\/en\/reporte-de-ventas-a-credito-a-la-superintendencia-de-bancos-dinardap\/","title":{"rendered":"Reporte de Ventas a Cr\u00e9dito a la Superintendencia de Bancos – DINARDAP"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

Reporte de Ventas a Cr\u00e9dito a la Superintendencia de Bancos – DINARDAP<\/b><\/span><\/h1>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]La Superintendencia de Bancos tiene a su cargo el Registro de Datos Crediticios, el cual obtiene a trav\u00e9s del sistema de transferencia de informaci\u00f3n de ventas a cr\u00e9dito de las compa\u00f1\u00edas.<\/span><\/p>\n

Mediante la\u00a0 Resoluci\u00f3n No.SC.DSC.G.13.011 emitida <\/span>hasta el 10 de cada mes<\/b><\/span>, las Compa\u00f1\u00edas sujetas al control de la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros (SCVS) que dentro de sus actividades realicen este tipo de operaciones de ventas a cr\u00e9dito, con o sin intereses, deber\u00e1n transferir la respectiva informaci\u00f3n a la Direcci\u00f3n Nacional de Registro de Datos P\u00fablicos \u2013 DINARDAP, que forman parte del Sistema Nacional de Datos.<\/span><\/span><\/p>\n

La falta de presentaci\u00f3n o presentaci\u00f3n tard\u00eda de la informaci\u00f3n referida, ser\u00e1 comunicada a la Superintendencia de Compa\u00f1\u00edas y dar\u00e1 lugar a las sanciones previstas en la Ley y normativa correspondiente.<\/span><\/p>\n

Art. 5.-Conforme lo dispuesto en el Art. 460 de la Ley de Compa\u00f1\u00edas, la Superintendencia de\u00a0 Compa\u00f1\u00edas impondr\u00e1 sanciones correspondientes a las sociedades sometidas a su vigilancia y \u00a0 control cuando estas entreguen o proporcionen los registros de datos de la informaci\u00f3n referente al \u00a0 historial crediticio:<\/span><\/p>\n

    \n
  1. \u00a0<\/span>A cualquier otra instituci\u00f3n que no sea al Registro de Datos Crediticios o a aquellas expresamente determinadas en la Ley;<\/span><\/span><\/li>\n
  2. De manera deliberada y dolosa informaci\u00f3n falsa o maliciosa;<\/span><\/span><\/li>\n
  3. Por error o culpa informaci\u00f3n falsa o contraria a la ley; y\/o,<\/span><\/span><\/li>\n
  4. Se venda o intercambie informaci\u00f3n de la base de datos crediticios.<\/span><\/span><\/li>\n<\/ol>\n

    Art. 6.-El incumplimiento de las disposiciones se\u00f1aladas en la presente resoluci\u00f3n faculta al\u00a0 Superintendente de Compa\u00f1\u00edas o a su delegado para que, previo el procedimiento establecido en la Ley de Compa\u00f1\u00edas, puedan declarar de oficio o a petici\u00f3n de parte la intervenci\u00f3n de las compa\u00f1\u00edas\u00a0 incumplidas de conformidad con lo dispuesto en el art\u00edculo 354 numeral quinto de la Ley de\u00a0 Compa\u00f1\u00edas, en relaci\u00f3n con el art\u00edculo 432 inciso quinto de la misma ley; o su disoluci\u00f3n y liquidaci\u00f3n por las causales previstas en los numerales 11 y 12 del art\u00edculo 361 de la misma Ley.<\/span><\/p>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

    Ante cualquier duda, comun\u00edcate con nosotros<\/strong><\/p>\n

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    [vc_row][vc_column][vc_column_text] Reporte de Ventas a Cr\u00e9dito a la Superintendencia de Bancos – DINARDAP [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]La Superintendencia de Bancos tiene a su cargo el Registro de Datos Crediticios, el cual obtiene a trav\u00e9s del sistema de transferencia de informaci\u00f3n de ventas a cr\u00e9dito de las compa\u00f1\u00edas. Mediante la\u00a0 Resoluci\u00f3n No.SC.DSC.G.13.011 emitida hasta el 10 de cada mes, […]<\/p>","protected":false},"author":3,"featured_media":27502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[14],"tags":[],"class_list":["post-27498","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-noticias-acl","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/27498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/comments?post=27498"}],"version-history":[{"count":0,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/posts\/27498\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media\/27502"}],"wp:attachment":[{"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/media?parent=27498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/categories?post=27498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acl.com.ec\/en\/wp-json\/wp\/v2\/tags?post=27498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}